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Chase $400 Bonus

Checking

Hot Offer

$1,000 direct deposit

Required to earn the bonus

90 days

Time to complete requirements

Eligible states

ALL

$15/mo feeExpires May 14, 2026

Offer Details & Terms

Bonus Details:

Checking bonus (amount varies by coupon/offer; not specified in provided excerpt)

 

Bonus Requirement:

Open a new Chase Total Checking account (subject to approval).

Have direct deposits totaling $1,000+ into the new checking account within 90 days of coupon enrollment.

 

Direct Deposit:

Electronic deposit of paycheck, pension, or government benefits from employer/government.

Zelle- and micro-deposits do not qualify.

 

Payout Timing:

Bonus deposited within 15 days after completing the requirements (account must not be closed or restricted at payout).

 

Monthly Fee (Chase Total Checking):

$15 monthly service fee unless you meet a waiver option (e.g., $500+ qualifying electronic deposits, $1,500 daily balance, $5,000 combined balances, or link to qualifying account).